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| 1 Year Adjustable Rate Mortgage |
| 1 Year Adjustabe Rate Mortgage (Jumbo) |
| 3/1 Adjustable Rate Mortgage |
| 3/1 Adjustable Rate Mortgage (Jumbo) |
| 5/1 Adjustable Rate Mortgage |
| 5/1 Adjustabe Rate Mortgage (Jumbo) |
| 5/1 Adjustable Rate Mortgage, with a Fixed Rate Conversion Option |
| 5/1 Adjustable Rate Mortgage, with a Fixed Rate Conversion Option (Jumbo) |
Rates last updated on Monday, December 29, 2008
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1 Year Adjustable Rate Mortgage
Adjustable Rate Mortgage or ARM products offer a lower initial rate than a Fixed Rate Mortgage. Our 1/1 ARM offers an initial rate which is fixed for a period of 1 year. After the initial year period, the rate is adjusted annually with a 2% annual cap and a lifetime cap of 6%. Depending on your financial goals, an ARM may be the ideal product for you.
Term: 30 years
Maximum Amount: $417,000
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| Rates | Points | APR |
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| 4% | 0% | 4.001% |
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1 Year Adjustabe Rate Mortgage (Jumbo)
Adjustable Rate Mortgage or ARM products offer a lower initial rate than a Fixed Rate Mortgage. Our 1/1 ARM offers an initial rate which is fixed for a period of 1 year. After the initial year period, the rate is adjusted annually with an annual cap of 2% and a lifetime cap of 6%. Depending on your financial goals, an ARM may be the ideal product for you.
For loan amounts greater than $2,000,000 please contact your Local Branch.
Term: 30 years
Maximum Amount: $2,000,000
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| Rates | Points | APR |
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| 4.5% | 0% | 4.506% |
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3/1 Adjustable Rate Mortgage
Adjustable Rate Mortgage or ARM products offer a lower initial rate than a Fixed Rate Mortgage. Our 3/1 ARM offers an initial rate which is fixed for a period of 3 years. After the initial 3 year period, the rate is adjusted annually with an annual cap of 2% and a lifetime cap of 6%. Depending on your financial goals, an ARM may be the ideal product for you.
Term: 30 years
Maximum Amount: $417,000
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| Rates | Points | APR |
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| 4.25% | 0% | 4.086% |
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3/1 Adjustable Rate Mortgage (Jumbo)
Adjustable Rate Mortgage or ARM products offer a lower initial rate than a Fixed Rate Mortgage. Our 3/1 ARM offers an initial rate which is fixed for a period of 3 years. After the initial 3 year period, the rate is adjusted annually with aa annual cap of 2% and a lifetime cap of 6%. Depending on your financial goals, an ARM may be the ideal product for you.
For loan amounts greater than $2,000,000 please contact your Local Branch.
Term: 30 years
Maximum Amount: $2,000,000
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| Rates | Points | APR |
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| 4.75% | 0% | 4.594% |
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5/1 Adjustable Rate Mortgage
Adjustable Rate Mortgage or ARM products offer a lower initial rate than a Fixed Rate Mortgage. Our 5/1 ARM offers an initial rate which is fixed for a period of 5 years. After the initial 5 year period, the rate is adjusted annually with an annual cap of 2% and a lifetime cap of 6%. Depending on your financial goals, an ARM may be the ideal product for you.
Term: 30 years
Maximum Amount: $417,000
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| Rates | Points | APR |
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| 4.5% | 0% | 4.236% |
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5/1 Adjustabe Rate Mortgage (Jumbo)
Adjustable Rate Mortgage or ARM products offer a lower initial rate than a Fixed Rate Mortgage. Our 5/1 ARM offers an initial rate which is fixed for a period of 5 years. After the initial 5 year period, the rate is adjusted annually with an annual cap of 2% and a lifetime cap of 6%. Depending on your financial goals, an ARM may be the ideal product for you.
For loan amounts greater than $2,000,000 please contact your Local Branch.
Term: 30 years
Maximum Amount: $2,000,000
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| Rates | Points | APR |
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| 5% | 0% | 4.747% |
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5/1 Adjustable Rate Mortgage, with a Fixed Rate Conversion Option
Combine the best of two great products; begin with a low adjustable rate and have the option to convert to a fixed rate.
Our 5/1 ARM, with a Fixed Rate conversion option offers an initial rate which is fixed for a period of 5 years. After the initial 5 year period, the rate is adjusted annually with an annual cap of 2% and a lifetime cap of 6% or you may choose to convert to a Fixed Rate during the 6th and 7th year. Depending on your financial goals, an ARM may be the ideal product for you.
Term: 30 years
Maximum Amount: $417,000
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| Rates | Points | APR |
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| 4.875% | 0% | 4.377% |
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5/1 Adjustable Rate Mortgage, with a Fixed Rate Conversion Option (Jumbo)
Combine the best of two great products; begin with a low adjustable rate and have the option to convert to a fixed rate.
Our 5/1 ARM, with a Fixed Rate conversion option offers an initial rate which is fixed for a period of 5 years. After the initial 5 year period, the rate is adjusted annually with an annual cap of 2% and a lifetime cap of 6% or you may choose to convert to a Fixed Rate during the 6th and 7th year. Depending on your financial goals, an ARM may be the ideal product for you.
For loan amounts greater than $2,000,000 please contact your Local Branch.
Term: 30 years
Maximum Amount: $2,000,000
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| Rates | Points | APR |
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| 5.375% | 0% | 4.89% |
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